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Mark Brandwine and Company, REALTORŪ, real estate agents and broker for Atlanta-Morningside, Atlanta-Virginia Highland and Dunwoody Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Mark Brandwine and Company, REALTORŪ, real estate agents and broker for Atlanta-Morningside, Atlanta-Virginia Highland and Dunwoody Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Mark Brandwine & Co., Inc.
Keller Williams Intown Atlanta

621 North Avenue
Suite C-50
Atlanta, GA. 30308
Phone: 404-873-0550
Fax: 404-591-7906
Email: markbrandwine@NUMBER1EXPERT.com

Over 25+ years of real estate experience in the Atlanta Metro Area. Specializing in Morningside (where I live with my wife and 2 kids), Virginia Highland, Dunwoody, Decatur, Buckhead and all surrounding areas. My team and I consistently exceed the expectations of our clients and we offer exceptional customer service - hard to find these days! When it comes to marketing I am an industry leader in getting home sellers the most money in the least amount of time with the least amount of hassle. I have the track record to show that I can price your home correctly so you get top dollar in an efficient amount of time. Local, national and international advertising of my listings brings buyers in from across the globe. Extensive new construction experience with several local builders including ground up development of subdivisions as well as individual, mid-level to luxury new homes in Atlanta. My background as a CPA offers excellent real estate investment advice and direction and also helps buyers to make their largest purchase (their homes) a smart investment. I can be an invaluable asset to you if you are in danger of foreclosing on your property. I am a Certified Distressed Property Expert and work daily on short sales and pre-foreclosures to help my clients save their credit, avoid foreclosure and start to rebuild their finances. Not all agents are alike, and you need a specialized team like mine to make this a successful experience. Trust your home sale and purchase to real estate professionals with strong negotiating skills and cutting edge marketing. Over Half A BILLION Sold Because Performance Outsells Promises

ePro CRS MLS REALTOR Equal Housing CRS ABR ERC


   

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