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Latest Listings: Atlanta-Morningside, Atlanta-Virginia Highland and Dunwoody Georgia home buying, real estate listings, and homes for sale in Dekalb County, GA

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What does the common acronym FSBO (pronounced fizzbo) stand for?
A	For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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Mark Brandwine and Company, REALTORŽ, real estate agents and broker for Atlanta-Morningside, Atlanta-Virginia Highland and Dunwoody Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Mark Brandwine & Co., Inc.
Keller Williams Intown Atlanta
621 North Avenue
Suite C-50
Atlanta, GA. 30308
Phone: 404-873-0550
Fax: 404-591-7906
Email: markbrandwine@NUMBER1EXPERT.com
Over 25+ years of real estate experience in the Atlanta Metro Area. Specializing in Morningside (where I live with my wife and 2 kids), Virginia Highland, Dunwoody, Decatur, Buckhead and all surrounding areas. My team and I consistently exceed the expectations of our clients and we offer exceptional customer service - hard to find these days! When it comes to marketing I am an industry leader in getting home sellers the most money in the least amount of time with the least amount of hassle. I have the track record to show that I can price your home correctly so you get top dollar in an efficient amount of time. Local, national and international advertising of my listings brings buyers in from across the globe. Extensive new construction experience with several local builders including ground up development of subdivisions as well as individual, mid-level to luxury new homes in Atlanta. My background as a CPA offers excellent real estate investment advice and direction and also helps buyers to make their largest purchase (their homes) a smart investment. I can be an invaluable asset to you if you are in danger of foreclosing on your property. I am a Certified Distressed Property Expert and work daily on short sales and pre-foreclosures to help my clients save their credit, avoid foreclosure and start to rebuild their finances. Not all agents are alike, and you need a specialized team like mine to make this a successful experience. Trust your home sale and purchase to real estate professionals with strong negotiating skills and cutting edge marketing. Over Half A BILLION Sold Because Performance Outsells Promises

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